Payments

AISP and PISP: Revolutionising Financial Services in the Digital Age
In the dynamic landscape of digital finance, two new actors have emerged prominently: Account Information Service Providers (AISPs) and Payment Initiation Service Providers (PISPs).

Regulatory Evolution of AISP and PISP: New Regulations and Their Impact on the Financial Sector
Recently, a series of new European regulations have refined the regulatory framework governing AISPs and PISPs.

Payment Institutions, Intermediaries and Acquirers in Payment Services
Payment institutions and intermediary institutions are two types of financial institutions which are regulated by the Spanish Payment Services Act and the PSD2 regulation.

The Payment Services Contract: PSD2 Requirements and PSD3 Perspectives
The payment service contract is the document that regulates the conditions for the provision of the payment service between the payment service provider and the user.

Legal obligations arising from having a payment gateway
The legal obligations in Spain arising from having a payment gateway are set out in Law 16/2022 of 28 April on Payment Services (LSP).

Payment Services Dictionary (Jargon)
This Payment Services Dictionary (Jargon) is a section of a financial regulatory dictionary.
