innovation

What Are Absolute Thresholds and How Does Directive 2018/410 Apply Them to Address Climate Change?
An absolute threshold would be like a maximum limit you cannot exceed. In the case of greenhouse gas emissions, an absolute threshold is the maximum amount of emissions that a…

Navigating Europe’s Future: The Competitiveness Compass and the Clean Industrial Deal
the European Commission to develop two key strategic initiatives: the Competitiveness Compass and the Clean Industrial Deal.

AISP and PISP: Revolutionising Financial Services in the Digital Age
In the dynamic landscape of digital finance, two new actors have emerged prominently: Account Information Service Providers (AISPs) and Payment Initiation Service Providers (PISPs).

The New Regulation of Cryptocurrencies under Trump
The Trump administration appears to mark a significant shift from the approach of the previous administration. As stated on multiple occasions, it aims to move from primarily assessing risks to…

Trump versus the “Enforcement Regulation” in the Context of Cryptocurrencies
“Enforcement Regulation” or “regulation by enforcement” refers to a strategy in which a regulatory agency, such as the SEC (the American financial regulator), establishes regulatory guidelines and standards primarily through…

DORA and the Risk of Third-Party Concentration in ICT: A Sustainable Balance?
The DORA Regulation, in its endeavor to address the growing risk of third-party concentration in ICT, has drawn a fine line between the need to ensure financial stability and the…

DORA: Digital Resilience in the Financial Sector. Balancing Regulation and Flexibility
Regulation (EU) 2022/2554 of the European Parliament and of the Council marks a milestone in the regulation of digital operational resilience in the financial sector.
