PFPs
Participatory Financing and Digital Services: Regulation and ISPs
Spanish and EU regulations on digital services and crowdfunding services complement each other harmoniously.
Investor Groups as a regulatory speciality of crowdfunding platforms
Investor groups have traditionally been a derivative of joint account contracts. Participation account contracts have existed for all types of investments.
Non-Harmonised Participatory Finance Platforms (PFPs)
Non-harmonised crowdfunding platforms are those that do not comply with the requirements set by Regulation (EU) 2020/1503 on European providers of crowdfunding services for companies.
Individualised portfolio management of loans, harmonised and non-harmonised PFPs
Individualised portfolio management of loans is a new service offered by crowdfunding platforms.
